| Eligible Accounts |
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- Fire Suppression Contractors - Engaged in the design, fabrication, installation, testing, service, and repair of fixed water type and "special hazard" suppression systems
- Fire Extinguisher Contractors - Servicing, refilling, and/or testing fire extinguishers
- Fire Equipment Dealers & Distributors – Engaged in the sale and service of fire protection equipment
- Alarm Installation Contractors - Installing, testing, and repairing commercial and residential fire alarm systems, burglar alarm systems, CCTV, and building access systems
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- $1,000,000 per occurrence
- $1,000,000 in professional liability
- $2,000,000 aggregate
- $2,000,000 products/completed ops aggregate
- $1,000,000 personal & advertising injury
- $300,000 fire damage limit
- $10,000 medical payments
- Deductibles as low as $2,500
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- Up to $5,000,000 in-house authority
- Excess over controlled primary General Liability/Professional Liability and “A-VIII” rated Employers Liability & Commercial Auto coverages
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| • Primary / Non-contributory wording |
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| • Employee Benefits Liability |
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| Submission Requirements |
- ACORD Application
- Copy of Subcontractor Agreement (if applicable)
- Resume of owners for businesses in operation less than 5 years
- Completed IPA Fire Sprinkler Supplemental Application
- 5 years currently valued loss runs dated within past 90 days and details of any claims $25,000 or more
Minimum Premium
$10,000
Territory Covered
All states except Alaska, Hawaii, New York, and Cook County, IL.
Why IPA?
- All in-house authority
- Online Portal for Faster Quoting & Processing
- Carrier "A” Rated by A.M. Best
- Tailored Proprietary Coverages
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| Learn more about our programs |
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