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Care Providers Insurance Services (CPS)
has insured
Head Start and Early Head Start
programs for more than 25 years! These programs are federally funded and promote school readiness of infants, toddlers and preschool-aged children from families with low incomes, focusing on early education and nutrition. Our insurance solutions ensure Head Start organizations can deliver on their important mission.
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CPS offers robust insurance and risk management solutions designed to address the unique challenges school readiness programs face, manage liability risks and stem losses.
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Please Note: Minimum premium for social service accounts is $2,500 and churches is $15,000.
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Best-in-class coverages
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General Liability, Professional Liability and Sexual Abuse coverage up to $1M/$3M
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Professional Liability and Abuse included under the umbrella up to $5M (dependent on risk)
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Automobile coverage up to $1M combined single limit for transportation of youth
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Coverage for off-site field trips
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Coverage for before/after school and camps
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Blanket special events coverage
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Additional coverages available:
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Blanket additional insured — funding sources
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Accident coverage for children
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Why CPS?
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25+ years of experience servicing nonprofit and social service organizations
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In-house underwriting expertise
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Payment plan options
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Competitive coverages backed by an A+ rated carrier
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In-house claims team and service
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Value-added risk management resources
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CPS works exclusively with retail agents
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Our Territory
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We serve all states except Massachusetts
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Ineligible Risks
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Traditional day care centers
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Assisted living facilities/nursing homes for seniors
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Public transportation
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Habitat for Humanity organizations
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Boy Scouts organizations
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Addiction treatment/mental health organizations (please contact our sister program, ATP)
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Limited Appetite
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Foster/adoption organizations
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Skilled nursing
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YMCAs
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Quote Requirements
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Acord applications
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5 years current loss history
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Expiring premium by line & target pricing
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Supplemental applications
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Quote need by date
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New ventures require resume of director(s) and pro forma budget
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Appointment Criteria
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To access CPS or get a quote, you must first get appointed with us. We’re looking for:
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Agents with a portfolio of social service and religious organization business
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Retail agents (no wholesalers)
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Partners with entrepreneurial drive committed to growing with us
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Financial minimum: $150,000 premium bound in first year
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We are here to help!
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Reach out to us with any questions about whether your clients are eligible!
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